Listing provided courtesy of RealtySouth-OTM-Acton Rd- MLS# 21448921MLS Provider

540 RIVER TERRACE DRIVETALLADEGA, AL 35160

Single Family · 3 Beds · 2 Full Baths · 2,172 Sq. ft. | 1.00 Acres
$524,900 Active

540 RIVER TERRACE DRIVE Overview

Time on Site:
84 days
Visits:
231

Experience lake living at its finest in this stylish 3BR/2BA retreat on Logan Martin Lake, currently operating as a successful Airbnb. Enjoy breathtaking main channel views from nearly every room, with unforgettable sunsets and moonrises over the water. The open-concept living and kitchen area is perfect for gathering, while the lower level offers a spacious game room with pool/ping pong table and additional lounging space. Relax on the screened porch or open deck, ideal for outdoor dining and grilling. The property features a private dock with boat lift, jet ski lift, and space for swimming, kayaking, and entertaining. A three-car garage and multiple indoor/outdoor living areas add to the appeal. Whether for personal use or investment, this fully furnished lake retreat offers year-round enjoyment and strong rental potential.

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540 RIVER TERRACE DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 2,172
  • Price/Sq.ft. $242
  • Lot 1.00 Acres

Details

General

Association/HOA

  • Association Amenities: Boats-Motorized Allowed,Fishing,Skiing Allowed,Swimming Allowed,Boat Slip,Water Access
  • Association: No

School Information

  • Elementary School: STEMLEY ROAD
  • Middle Or Junior School: LINCOLN
  • High School: LINCOLN

Building Information

  • Year Built: 1975
  • Year Built Details: Existing

Location/Region

  • County Or Parish: Talladega
  • Subdivision Name: RIVER TERRACE

General Information

  • Parcel Number: 0908330009030000
  • Property Sub Type: Single Family
  • Property Type: RESIDENTIAL
  • Special Listing Conditions: N/A

Interior

Parking Information

  • Garage Spaces: 3

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bedrooms: 3

Building Interior

  • Below Grade Finished Area: 789

General Information

  • Basement: Full Basement
  • Cooling: Heat Pump (COOL)
  • Fireplace Features: Gas Logs
  • Fireplaces Total: 1
  • Flooring: Carpet,Hardwood Laminate,Tile Floor
  • Foundation Details: Basement
  • Heating: Electric (HEAT),Heat Pump (HEAT)
  • Interior Features: Recess Lighting
  • Living Area: 1383
  • Rooms: Kitchen1DiningRoom1Living1MasterBR1MasterBath1Bedroom1Bedroom1FullBath1Den1Office1Sunroom1Laundry1
  • Stories Total: 1.5-Story

Exterior

Parking Information

  • Parking Features: Detached

Lot Information

  • Lot Size Acres: 1
  • Water Source: Public Water

Waterfront/View

  • Water Body Name: LOGAN MARTIN
  • Waterfront: Yes

Building Exterior/Construction

  • Construction Materials: Concrete/Block,Siding-Other

General Information

  • Carport Spaces: 0
  • Exterior Features: Balcony,Boat House Private,Dock Private,Fenced Yard,Lighting System,Storage Building,Workshop (EXTR),Porch,Porch Screened
  • Pool Private: No
  • Sewer: Septic

540 RIVER TERRACE DRIVE Neighborhood

Community

35160 (LINCOLN) Demographics

44
Median Age
74
Population Density (per sq. mile)
21%
College Educated
$32,986
Estimated Median Income
6,444
Estimated Total Home Owners
3,868
Estimated Total Renters
62% / 38%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

540 RIVER TERRACE DRIVE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

540 RIVER TERRACE DRIVE Market Data

Based on the last 30 days in this zip code

$380,059
Average List Price
$172
Average Price per Square Foot
12
Properties Sold
118
Average Days on Market
110
Properties for Sale
Calculations provided by Reliance Network

540 RIVER TERRACE DRIVE History

Date Event Value Agent
6/24/2026Source: Greater Alabama/Birmingham MLS Price Reduction
$524,900 -4.4%
Missy Heard
Listing Agent
4/15/2026Source: Greater Alabama/Birmingham MLS Status Change
Active
Missy Heard
Listing Agent
4/6/2026Source: Greater Alabama/Birmingham MLS Added to Database
April 06, 2026
Missy Heard
Listing Agent